After that you have to go to commercial, hard money, or portfolio lending where there are not any restrictions on how many properties you can have.I guess the number is 4 because they (residential mortgage bankers) think that would reasonably cover most personal scenarios of primary residence, summer home, winter home, and vacation condo!

Do you have a commercial banker that knows your business?

If you're dealing with a local portfolio lender, ask your banker if you must have an investment in any additional purchases or can the seller carry a second lien and contribute to your closing costs.

Now, the wholesaler (wholesale banker) buying the mortgage or the lender funding may not want to make that call, less experience and they may avoid that property.

My career and real estate started as a loan originator and senior mortgage banker at Pan American Mortgage.

She helped me find a community banker whom I use today.

Jermaine, I can't really say based on the information but I can tell you this:If I were the banker or even a broker, I'd find some reason not to make a loan to someone who walked away.

I went in just before Christmas and talked to my banker about refinancing a piece of land so  can buy more properties.She told me that as long as I can show that my rental homes are making money and I have leases on them that is what they call "Seasoned Properties".

Hi everyone,My name is Will.I am a former investment banker who went on to invest in many deals at a private equity firm and then a hedge fund.

You can and should shop around and get the best rate quotes and lowest origination fees.Ask the banker if they do portfolio loans and if they offer the same rates and fees.