Victor,Many Mortgage companies have a clause that lets them place the coverage (called Forced Place in the industry) if you do not show proof of coverage. 

Seasoning on the money from the personal loan could be a factor as well. 

I have been having some success negotiating seller paid closing costs to help with rate buy down as well. - If you see a property that makes sense, I encourage you to get an offer in ASAP.

Tons of equity comes over the hill from Northern California, as well as investors who flip and buy and hold. 

The rentals of those LLCs run very well.

AlanI’d like to be able to set up several cameras - perhaps at least 4 - An armed guard would resolve the issue as well :) 

We do hundreds of lease renewals a year this way and it works well.

I highly recommend a well-qualified REALTOR who works with investors and knows how to help you best.7.

We are hoping to use some of the flip profit for a rental in the next few years as well.1.

I am in Northern Virginia as well and am about to close on my first property.