As indicated in the image above, common equity sits higher on the risk premium continuum--meaning that their investment is at greatest risk in the event that the investment doesn't turn our as expected.

another item $835k and you owe $335k, your extracted amount will be closer to $440k than the $500k you indicated.  

The latter is tough in an environment of falling cap rates, since that indicates there is a lot of capital sloshing around eager to buy things up. 

However, with these types of scams, thieves may pretend to be from small private lenders like us or from the biggest banks.A Real-Life Story:A prospective borrower contacted me about a $4MM loan offer he received (supposedly from a “lender” whose name was almost identical to ours, except for one space and the letter ‘s’).The website address was almost identical, except for the slight name difference (just that missing “s” in the website address – Real is GoodFundsLending.com).My company, Good Funds Lending, LLC, had NOT offered the loan.The suspicious offer was even signed by the “CEO” who had LinkedIn account indicating he had a Harvard education and lots of connections.

The seller did not otherwise indicate this at any point during the due diligence period.The pvc pipes themselves were concealed by a drop ceiling, although sprinkler heads were visible through cutouts.The inspector did not identify the issue.  

It also indicates what is considered a "reasonable" notification period in letting the tenants know when we'll be showing.

So not sure why that document seems to indicate legal use as a 3 family but people are saying i can potentially lose my zoning in addition to the CO stuff

However, there are "indicators" and basic metrics that can provide the location selection information you need.

The lease defined excessive use and indicated charges  x % above the yearly average would be billed back to the tenant.

Indicate your intent clearly, dont cheat on application, appears the intent wasn't made clear to them.