And re: changes in the market, what if the market is continuing to appreciate strongly?

I strongly suggest you get a new PM.

Tenant screening and strong screening criteria are very important, NJ is a tough state to pick and choose your tenants so you need to be very clear as to what you require and it also has to fit the section you’re trying to rent in.

My strong advice is to start attending some local real estate clubs to begin building these relationships and developing your resources.

A new article in the Wall Stree Journal outlines change to the way that FICO will be calculated, with mor emphasis on recent miss payments and debt incurred. 

I'll explain that to you, but you also need to understand that you're placing too much emphasis on the relevance, due to the credibility, of such analysis and conclusions.So, let the appraisal theory fly.

Brokers appreciate and value the feedback and it also allows you to build a strong relationship with them.  

Russell's right on: Virginia within an hour of DC has been a strong market for quite a while, and Amazon's HQ2 announcement at the end of 2018 just turned the heat up even higher.There are buy and hold opportunities for sure, not limited to SFH at all.

If you purchase 5 homes you’d want strong cash flow to avoid having 5 mortgages and worry about paying the monthly payment.

I have my investors stay in strong suburban to urban core.