@Jessica HuynhWith FHA, you also have the ‘self sufficiency test’ for 3 & 4 plexes which is an additional hurdle that most can’t get over in higher priced markets.75% of the entire rental income must cover PITI, which is why a lot of multiplexes don’t qualify for FHA loans without a bigger down payment.The only way to get 10% down programs will be with local credit unions and community banks that offer portfolio/ ‘in house’ loans for owner-occupied plexes.

We have strict rules here about self promotion, which generally includes using this forum for market research.

The Self-Sufficiency test makes it pretty much impossible to get a desirable property with less than 10% down.Single Family REITS have also greatly outperformed multifamily in the last years and now institutional players are getting involved.

While syndication probably offers a far better return than the stock market, it usually won't touch the return you can get from a self-managed property.  

Alerts can be really helpful too: http://www.biggerpockets.com/alertsThere are a few self-contained guides that you can access here: https://www.biggerpockets.com/guides

Note to self

Your first line of defense is avoiding the solicitations you receive here or from anywhere else, @Trish Dunn.

The majority of people on this site are people who self manage. 

But before jumping I would urge you to do a lot more self education. 

All of these are self-managed, with some help of others of course but I do look forward to expanding to hire a PM company.