By going the umbrella insurance route and not the LLC route, you could have the best of both worlds by having your assets protected AND benefiting from lower interest rates and loan terms that the VA and other conventional financing provides. 

I'd be happy to connect.There is also the Salt Lake REIA and Utah REIA that have regular meetings and events.

HE has to be on the lease if he's living there, which means HE has to fill out an application and give the details of his business complete with paystubs, etc.And the children are occupants if they will be there on a regular basis.Too many red flags -- hard pass.

The Lazy 1031 is similar to the regular 1031 in that you have to stay on it until you die to defer and avoid the tax forever.  

It sounds like you have some business narrowing to do yet to determine the best investment route that fits you, your skills, your resources, and overall goals.

I'm leaning towards the individual neighborhood route thinking I may come across something no one else sees.

Should I go try to go the FHA route and house hack a duplex?

If you go that route, just keep in mind that being an agent is a business/sales position where you don't get paid right away.

Hey @Christian ODonnell what I recommend doing is finding a Property Management company in that area first they usually have contractors that they regularly use and trust.

Definitely looking into the multi-family route/house hacking!