It’s still a residential mortgage just with higher down payment requirements on a conventional loan.

Just because 4-plex you can still get a residential loan to obtain and can cashflow really well if done properly.

The good news is that RT-4 allows for Residential Units to be located on the fround floor By Right, which means that (Depending on FAR and lot size) it is Unlikely that this is a Zoning Issue, and more likely that this is a Building Department issue.

Since you are renting out a portion of your property (meaning you're turning a portion of our residential property to a rental / investment property), you will need to split all the expenses between rental/investment and personal use.

United Realty.

Purchase price: $185,000 Cash invested: $36,000This is a simply brick one family rowhouse in a desirable residential area of Philadelphia with a hip downtown area within walking distance.

Hi, we are planning to get a 4 plex (will be a new 30yr conventional primary residential loan/10% down) while holding onto our current single family house as a secondary house (30yr conventional primary residential loan. we have lived in this house over a year.

I have commercial (warehouses) and residential properties.

There is a single family residential home that has been vacant for the two years we've lived in the area, beyond that I'm uncertain.

Commercial real estate has a class system - why can’t we apply this to residential real estate and locations