Now I am no genious, but I am certainly proficient in mathematics and a 385k loan at 10% interest is $3208.33 of interst alone, let alone the principle!

People react differently so ultimately you'll have to try multiple things until you find something that seems most effective for your area.As for your letter, I would shorten it up a little and I also like Vikram's comment about you being the principle buyer as opposed to a "group".

i absolutely believe that there are certain principles in life that are set in motion, even before we were all born. principles such as gravity- no one has to do anything to make or even assist it in working. i think that giving and receiving or sowing and reaping are principles that work just the same. you must sow seeds before you can gather a harvest.

So when people say not to pay down additional principle to save myself, what was it?

At some point, things do become a matter of principle and if someone tried telling me I couldn't do that, then that would be worth going to court for in my mind. 

Hey all,Soon to be landlord (to roommates not tenants, but I'm applying the same principles) trying to get all my ducks in a row for two December move-ins to the house I have under contract.I am to the process where I need to intelligently quote rent and security deposits to my roommates.

Sounds like you're calculating cash flow by paying a ton towards mortgage principle.

I'm looking at how to come up with a valuation for what we hope to be a very amicable parting between two very good friends.I'll use some fake-ish numbers for my privacy, I'm sure the principles will hold true, and maybe you guys can help.

I could go to court, out of principle...and to try and recoup some of my money, but at the same time, it's a small amount to fight for...it's just so angering.It's like we're just pretending that these contracts mean anything.

I am not sharing in your profits or losses, and I am not contemplating sharing a defendant's chair with you.There are certain legal principles regarding contract law that are universal.