I was pre-approved for 800K-1M with FHA and actually have found an agent via this forum.

I have a ton of pre-foreclosures in my area, but upon screening the court files, it appears the debt outstanding is right around the ARV or market value of some of these properties.

@Tyler Stone if you can't find someone to hang your license with, I would not view the time you spent on the salesperson courses as a waste/mistake.I often recommend to new investors that they consider sitting through all the pre-license courses (even if they don't ultimately take the exam) as they're a great education and introduction to real estate, and very affordable compared to the information gained.I also tell them that since literally anyone can become a real estate agent, the class (especially an in-person class) can have some... colorful characters🤣Even if you never become an active agent, it's a very good set of introductory knowledge about real estate, and it's also very helpful to know when dealing with agents in the future - as you almost certainly will at some point.

If the mortgage co says they are all separate then you could get 4 mortgages which may work out in your favor in terms of what you net. 

For example if I owned a unit for 30 years that's only 360 months, so a vacancy rate pre rent moratoriums of 5% would give me 18 missed months in 30 years.  

I just completed my Delaware pre-licensing sales course to obtain my realtor's license as well, because I've always believed being licensed is a great advantage as an investor.

@Cody Wagner I work out of Raleigh, North Carolina.

After requesting the city make an exception and being denied that exception, I've moved on to purchasing with my wife on title (yes she knows), and be co-guarantor since my income is the vast majority of our income.Got word today I pre qualified for 125k at 3.5% after 20% down!

Get pre-approved. 

If you do it and it doesn’t work out, you can always find another job in finance that you hate that will put you in a bad mood on Sunday.