Permits are not expensive, getting the drawings and engineering are where the money goes.

Or rent out, refinance , and recoup money else where knowing what I know now .

I want to create a new checking account to keep all my house income expenses separate from personal expenses.

I can buy it.My personal Facebook page also says how we are always looking to help others with real estate issues.

Even though you'd be getting into the deal with $0 down, you should still have enough cash (or availability to access cash) to cover the worst case scenario of a tenant who immediately stops paying after you close on the property and requires you to complete an eviction action against them.To your second question, I'm sure you've heard it before, but the 4 main ways you make money in real estate are cash flow, appreciation, debt paydown, and tax benefits/depreciation. 

Losing money is not fun and it sounds like you have to go get it situated before you keep bleeding money and not knowing where your money is going

So, I borrowed the money from the person that stayed in my first house as she had just sold her house and made a fair amount of money off of it.

At that point I owned the lot but not the MH since the MH was considered personal property. 

The business is losing money each day without a functional office.

:Might as well go for it most tenants in c class areas are nuts anyway so the extra rent money is icing on the cake  LOL!