But short term an auto loan will only take away from your income/ability to afford a mortgage.Most lenders will allow for a credit score as low as 580 for FHA and 640 for conventional loans.

You should look into finding a down payment assistance loan on your primary house.

Has anyone used a business line of credit to put money down on a hard money loan to buy a flip?

I’ve seen off market deals that relied on online estimates and missed the mark by half a mil. 

STR loans qualify similar to LTR, and with the usually higher monthly rents from STRs, the lender can leverage higher loan amounts. 

I believe I have two options.Property Info:Purchase Price: $365,000Current Loan: $329,000Interest Rate: 5.7%Mortgage:$1900PMI:$130Insurance:$157Taxes: $320Current Rent Left: $1200 (Market $1400)Current Rent Right: Owner Occupy (Market$1800)1.

I typically use private/hard money lenders and what is happening is that the top 3-4 that I use will only be able to do 2-3 loans and then may run out of capital.

We have a plan to push them through financing with a good lender that deals with this type of loan. 

@Jon FletcherWhat the prior poster was saying is if you wanted a 90k loan On blockfi for example it will be 7.8 bitcoins.The crypto collateral you must provide is significantly higher.

Since we purchased it, we brought power back to the property currently set up as 2 RV hookups and additional outlets on a backer board (for a total of 200-amp service), had an RV pad and driveway put in, and had the developed year-round spring well brought back online - there will be a pump house built near the backer board this Spring (1st photo).