Sometimes my brain gets all jumbled when I listen to the podcast and hear how Brandon says to ask “How can I make it happen” and hear some of the stories about partnering up and things of that nature.

So the concept is, whatever peril befalls the guest - illness, car troubles, death, job loss, natural disaster - we may, at our own discretion, assign the damages from that peril to you, the homeowner. 

Yes, absolutely always work with a broker so that they can shop the entire market without being married to any one product!

Look at any successful business and or business person, and 95% of them have done it by building an ethical and honest product or business.

Common projects are large multifamily apartment complexes focused on a value-add strategy to reduce risk, taking Class B products and improving them to Class B+ or A equivalent.

You can get into a multi-family FHA with as little as 3.5% down or into a single family with 3 to 5% down depending on the loan product.

So ya, STRs are playing a natural part in inflating prices but its a small portion of the price increases. 

Are there any products available to pay only 10% and still go conventional?

Natural stone or brick is expensive, so I am not a fan of ripping it out or painting it.

Hello,I see a rubbery material in between my tiles and concrete in outdoor balcony , it could be some kind of a caulk but I am unable to make out the exact material or product can someone please let me know?