A stress test involves preparing for the rare "crisis," a once in a life time event. 

Which one is more effective. ..lowering your costs of living a decent life or generating more income?

For instance, as mentioned above- Florida has a 7 year state statute or life of a lien. 

Combined with great branding, those multiple touches cause people to remember you over time, so they think of you when the need arises in their life.  

I hear so much about investment income and how profitable it can be and Im just ready to turn a new page in my life.

If you sell using seller financing, I believe you get to split the gain up over the life of the loan. 

Your costs are in the cost of acquisition, which are amortized, not over one lease, but the economic life of the property. 

If you have a smart Attorney they will draft the document based on some typical issues that arise during the life of an entity.

More importantly, you are help her and adding to her life by being a friend.At some point the conversation will center on what it will be like for her living in the new community, how she intends to support herself and who she knows in the new town that will support her and help her. 

I have a great work ethic but at the same time working 12-16 hour days makes your life fly by.