And if that entitlement is tied up with someone else that's sitting pretty at 2.25%, you must assume it'll never be refinanced or paid off, so that's it for your lifetime VA loan entitlement. 

I'm originally from San Francisco and settled on Columbus, OH back in 2021 as my main market before moving here to focus on it full-time.

People who can't, or won't, afford to pay up for excellent representation will be gambling with the biggest purchase they are likely to ever make in their lifetime.

Building the right way the first time lowers future repair and capex costs. 

I have not been as focused on the real estate sales and have really just held onto my license for the time being.

Is it easy to rent and they pay on time? 

As a first-time buyer with a budget of 600k is New York City or NJ a better fit? 

Hey @Nolan ChandlerThanks for replying to my post.Yes, I'd like to go more detail about house hacking with you.I think I'm having a hard time in analyzing which deals are good enough to buy.

However, we can’t afford to cash out refinance at this time.

I got confused a bit because the seller of the property had about 19k left in their escrow account at closing time from a 203k loan for the same property.