We are in a window where idle capital is an opportunity cost, so seeking interest income until the rates change again makes sense.The best place to start will be with your checkbook IRA provider.  

That $50-100 nightstand will cost 2-3X+ more once you factor in the labor for someone to assemble it, multiplied by 2 for every bedroom.

Can try to reposition to Class B, but neighborhood may impede these efforts.Vacancy Est: Historically 10%, but 15-20% should be used to also cover tenant nonpayment, eviction costs & damages.Tenant Pool: majority will have FICO scores of 560-620, many blemishes, but should have no evictions in last 2 years.

Turnover is going to take at least 30 days and have some hard costs.

Only a small percentage cost more than I have on hand, and that number goes down each year as I improve my business model.3.

They can be ok if you buy mainly for your own use and want to be far away from the hustle and bustle and rent to just cover your costs.

a flip requires CASH for closing costs and points, a down payment, holding costs, costs to cover any overage you weren't able to borrow...so, the issue with flipping is that (1) it takes capital, and (2) the return is 6-12 months out.

The challenging part is finding an investment that has enough spread to account for all of the labor.

And to add to the stress, we took out a loan to cover the costs, and now we're watching our hard-earned cash disappear with each passing day.In this moment of desperation, I reach out to this community for assistance. 

Unfortunately, Prosper is refusing to cover without remedying the situation (at least a $1k in materials plus labor).I always want to fix any problems within my rental if they arise, but I don't want to replace something that is perfectly safe just to fit a policy.