Joint venture with another SFBA investor or two and get something local there, such as the Oakland/Hayward area.

Now I'm not saying we are going to borrow from our unsecured line of credit for our down payment, but it was nice to find out the option is there, so my husband and I got a joint line of credit that we can utilize if a great deal comes along before we have saved up the down payment ourselves.  

A 3rd party knowing that person's name, dob, ssn, where they live (not just what they say, but also their address according to tax returns, photo ID, paystubs, bank statements, etc), what their contact info is, who their spouse is if married, what other associates they might have as revealed  by joint bank accounts, what AKA names appear on their credit report, what OTHER addresses might show up on said credit report (often family members), car loan numbers that can be used to identify model/make/license plate of car to look out for, and so on.

I don't know why that is absent, but I'd guess it might have to do with "married filing jointly" negating many of the advantages.

Please let me know if you hear of any joint venture partners interested in working with us. 

Some sort of Joint-Venture deal whereby we work toward a common goal.

You sound like a great candidate for a Joint Venture (JV)!

@Luke Grogandoing a joint venture with a doctor, cash partner or credit partner, form an LLC, use a buyout agreement in the LLC articles of incorporationOr us a TIC with the seller@Bill Gulley is awesome with TICs

If you ever do seller financing as a commercial loan, use a joint bank account for payments, you deposit, lender withdraws, both can check on the account status and keep you deposit slips or bank statements.

It's only tax free if your profit is $250k or less (single) or $500k (married filing jointly).