That equity must move over to the investment side, and produce value, i.e. returns.Lastly, a high balance line of credit or HELOC is horrible for debt-to-income ratios.  

Benjamin Franklin also taught the same concept with his “Early to bed, early to rise makes a man healthy, wealthy, and wise” quote. 

The fact you will only be paying interest for 10 years, if you wrap that note to a buyer, you should be producing some serious cash flow. 

It is not for the faint of heart or the ill prepared.My wife and I make great money at our w-2's, but I have never had a "wealth" producing machine like my buildings.

I would need to know the team quite well and how they've performed on all of those previous developments.It would be super cool to have a luxury investment producing cash flow in France or Italy, but you can make much more than 8% passively elsewhere.

Each property costing about 70K-100K.I'm planning on acquiring ~100 properties, and paying off the loan of 4-5 properties per year with producing cash flow to then do a cash out refi and buy more (both residential and multifamily).

In my first two years of college I will get a 2 year income and a good credit score to be able to get a loan from the bank then I will look to find a good investment property and have sort of a lease option and look for people who want to buy the house but cant yet then I will advertise it as a rent to own so im trying to have them live in the house but since I own it wait until they are ready to sell it to them have them have options like for example if the mortgage is 1100 5k down payment 1300 rent price a month 3k down payment 1500 rent price a month ect.. that will produce cashflow then when they are ready to buy the house I can help them buy the house at the bank and sell it for a slightly higher price so I make profit?  

Maybe he will agree on lower it a bit. and worst thing that could happen you don't get the deal, ( no worries) their Millions of houses. move on and polish your skills, and with that, one day you will become valuable to an investor that will be willing to partner with you.Wish you the best, and I acknowledge you for taking action, I assume you are desperate for your dreams to come quick, but like Warren Buffet Said :“You can't produce a baby in one month by getting nine women pregnant.”Develop that Baby, and you will see him one-day giving fruits...Regards 

My friend has been working in real estate for 20 years. But always as an employee conducting settlements. Recently she has lost her job and has fallen on difficult times. Now she conduct settlements for a few attorney...

This is actually healthy in my opinion.