I call and call him, suddenly his wife picks up the phone, and informs me that his health took at turn for the worse and he is done working.So called a new heating contractor.

Ahhh, now I understand your dilemma.

Both tenants are young and in good health, and still employed as far as I know. 

There’s a ton of drug and mental health related problems with the folks in these areas that it would never matter how much you cared !

A lot of people think those meters are a health hazard I guess. 

Mental Health Services tax to CA residents). 

(NOT LOOKING FOR AN ANSWER, JUST GIVING EXAMPLE OF MY OWN DILEMMAS AS A SEASONED INVESTOR)Let's hear how REAL LIFE REAL ESTATE INVESTING is going for you and what can make it better!

Whole life allows you to strategically accumulate your own capital so you don't have to raise as much.Timing for when you borrow depends on the carrier, but in general, you can borrow immediately.Downsides are less than 100% of what you've paid in premium is available as cash value in the first few to several years of the policy, depending on your policy design, age, and health.

As for state reg's I would suggest your states health and human services.

I almost landed a job there as an environmental health and safety specialist.