Plus...escape velocity...Episode 113 – Jay Papasan - Very practical slow and steady adviceEpisode 221 - Tim Shiner - his concept of equity build up and "shearing the sheep" shows some of the flexibility of real estate vs a 401k Last but not least, I also recommend all the tax advice given by my fellow CPAs on the BP Podcast.

I buffer against that by buying "off market" properties that have existing equity.

From listening to podcasts and reading some material I've decided that when I do have the funds and credit necessary, I will buy a property with a 203k loan, fix it up, and use the equity to help fund buying other properties. 

We have enough equity in our home right now to get an equity loan or HELOC.

The way I see it is if im able to come to an agreement with a buyer who has equity I can bring the loan current and pay off the rest of the mortgage then there might be a deal.

It doesn't stop here though, because the addition of the apartment added massive value to the home we are able to access more equity which we are going to use to build 2-4 more units in our back yard (we have a large backyard that runs all the way back to the other street. 

Sweat equity has made all the difference for me to save dollars and reinvest that difference into the next property or pay down debt. 

Generally, you would only be forced to sell, if you had gotten into financial trouble in another area and needed to get your equity out of the property as a life raft.I don't know what your market is like or what your financial situation is like. 

On top of that they will accumulate equity about $200/m in the first three years. 

Mostly seasonal wind energy/ oilfield workers, and seasonal school teachers have been previous renters.Sweat equity for bathroom to be completed by myself (10 year unIon carpenter in my former life in Southern CA) total materials $1091.84.The (3) appliances are $1645.