@Alina Trigub Thank you, that's an excellent point!

Excellent rating.

Some reason I have no effective folder system, excel spreadsheet, or online softward to help me keep track. 

I believe that with that amount of time I could have excellent credit,  enough money saved for a fha loan, and the 20% the bank requires.

Just let me know if there is anything else you are curious about and I will do my best to help.Wow, excellent information.

You can check out my previous newsletters in the archive section of my website at http://www.sinletter.com/archives.html and if you wish to subscribe, you can do so at http://www.sinletter.com/subscribe.htmlAnother excellent resource is the SeekingAlpha network of stock blogs (Full Disclosure: I am a contributing author) and their website is http://SeekingAlpha.comThanks,Asif

They have some excellent books about creating and running LLCs.

I'm very interested in the Atlanta market, I found some excelent rental property deals, single family homes with very affordable prices 40k to 80k for buy & hold, I'm looking for a local pro advice about the market, locations, supply and demand condition, etc 

@Sara Peak,Excellent question, thanks for posting because I have enjoyed reading it! 

When we finally cleaned up some trash/debris and my hardwood floor guy (who I've used a lot and is excellent) closely looked at the floor, he determined it was FUBARd and recommended laying a new one.