i dont have the credit to get a loan through the bank.  

Of course, if I could buy the property from the MLS at around $110,000 then that's a different story.

The thing is that most of the apartments in the building (with no renovation) of this size are sold for 285-300 range in the last 6 months (of course higher in 2006-2008), they are usually listed as 2 bedrooms, and the room downstairs is listed as dining room.

Often a credit union.

Again, you would have to consider your accessibility to cash, credit, short-term goals and long-term goals before determining the best strategy for you.Best of luck to you!

The BP free course would be a good start here https://www.biggerpockets.com/courses/a-beginners-introduction-to-real-estate-investing

We are professional property managers, we have a long successful history of buy and hold investing, we have great credit and sufficient income.

Working with a local credit union.

Check the credit unions.

Of course there is everything in between.