I am a new investor and am interested in creative financing for subject 2 transactions coupled with Seller financing. 

Going a bit off-topic here, but I hope not much.Since I am in this business with my wife (although I do all of the talking here on BP), I'd like to chime in and point out that we have seen a rather large number of married and unmarried couples in this business together crash and burn because they didn't wrap their heads around points like these before going into business together.It's not going to work if you go into this together just because you're both close to broke and both just want a bit more money in your lives to make your life a bit more fun.

Here are a couple clips of the price per square foot increases over the last year, 3 years and 10 YearsThe past yearThe last 3 yearsThe last 10 YearsHappy Investing,Amanda Dallman

considering that I think we would have to invest in out of state properties because California is just too expensive, and also, I believe we would have to buy something in this couple of months since when rates come down I believe prices will go up and we will get caught in bidding wars again.

There's no inventory and there won't be enough for probably a couple years to come. 

I've lived in Northside since 2018 and my office hack is right on Hamilton Ave less than a block away from Sidewinder.Two main comments on the neighborhoods that have been posted here, I'm going to list them under a couple labels that I think will help people understand what's happening in each of those areas right now.

They assured me the appraisal was wrong and that "in a couple of months i would make a TON of money."  

Megan,A couple of things on the insurance.  

House hacking is a great idea, but in the Bay Area to get a 7 figure starter home you need 6 figures of cash on hand.

A great cleaner and a couple handymen on speed dial are key.