No, your comprehensive coverage that pays you for damage to your property may not cover you for your negligence.

If it doesn't, you'll need to check the underlying land use (or comprehensive plan) to see if you can even change the zoning.

As a result, you have a competitive advantage connecting with others directly.To increase your conversation rate of calls to meetings, target a certain demographic or buyer/seller group and send out specific marketing materials related to their situation, i.e. short sale households, investors, condo owners, etc.

We won't move into the house until the renovations are complete.Here are the details:- Home Purchase Price: $220,000- Renovated comps sell for $375,000 - $425,000- Renovation Budget: $60,000 - $80,000- Available Cash: $50,000- Household Gross Income: $145,000 (but daycare eats up $20,000/year)- Existing Debt: $0- Credit Score: 749The renovation will include the following upgrades:- (Contractor) New Electrical (first floor is knob and tube)- (Contractor) New plumbing (functional but has galvanized supply lines and bathroom needs gutted anyway)- (Contractor) New Gas Furnace or Ducted Heat Pump to replace oil furnace. - (DIY) Insulation/air sealing upgrades in attic and crawlspace- (DIY) Kitchen, Bathroom, and Laundry Remodel- (DIY) Refinish existing wood floors on main floor (and carpet upstairs if budget allows)- (DIY) Interior painting (and misc. drywall and plaster repair from other upgrades)The good:- Foundation is in great shape, house is level and square (as much as possible for 110 year old house) - Interior is bone dry with no rot or mold- Roof had a full re-sheath/replacement last year- Exterior siding is meh but in good condition with decent paint- Windows are original wood w/storms but well maintained with historic value.- Eventually we'll add a second bathroom on the second floor directly above the existing bathroom. - Some charming original details (porch, molding, doors, wood floors, fireplace)- I'm an architect by trade and both my father and father-in-law have construction experience and are willing to help with the remodel.What options do I have to finance this and do a significant amount of work myself?

It sounds like this has all been addressed pretty comprehensively but I thought I'd go ahead and briefly confirm what others have mentioned.I work for a self-directed IRA custodian, Equity Trust Company.

I also took on project on my duplex so I was able to learn how to do household repairs and learn what larger products cost.

Population is just about 100,000, median household income is a little over $30,000.

Their reports appear to be comprehensive, and they found many things.

I really don't have time to be dicked around by bunch of tenants that can't even get their own household in order. 

My wife is currently a medical resident and in 4 years she will be a doctor, at which time our household income will likely go from 220k to around 400k.