Higher risk means higher volatility and thus a higher probability that expected returns do not actually play out as planned.The low risk markets though tend to overtime far out perform the high risk markets.

Many companies in FL are not writing homes with roofs that are older than a certain number of years. 

Offer your services to mom and pop or PM companies Looking to get a taste of REI but not quite yet? 

Realtors
Lending officers
Wholesalers
Property managers
Title companies/Escrow officersHeck even Dentists could use this
Anything local where you have a physical location/office and you generate leads based on your local geographic location.



Other examples which fall under this second category is adding storage units on the property or leasing space to a utility company for solar panel farming or other similar uses.

I have a similar set up in Colorado Springs - it depends on your insurance company.

Multiple, billion dollar companies are investing substantial amounts of money into our area, such as Intel, Google, and Amazon.

It probably does not fit in most standard Insurance companies Builders Risk Guidelines. 

Long story but Nudge is just one of many fulfillment companies in Utah. 

With multiple fortune 500 companies (like Intel, Google, and Amazon) investing here, many out of state investors investing here and seeing significant returns.