The fact that you have three parties who are joint tenants is curious and may have to do with a community property or state issue (especially since you're in CA one of the last bastions of Community property). 

The best analogy I can think of is asking someone to put together a great baseball team and defining the terms average, home runs, and RBI but without any context of what typical numbers are.

Thank you BP community for your time and best of luck to everyone in their journey!

ONE, it would be my first REI deal, TWO, analysis paralysis, THREE, its a fairly rural community,FOUR, no comparable properties anywhere around to get a property value.

Hi @Daniel BrownWelcome to BP, this is a great community, you can ask anything real estate related and you will find your answer. 

I am curious to know if anyone in the BP community has invested, Passively, with these popular platforms.

I am thinking your worrying about nothing.. when I create HOA's for my new communities I never turn them over to the owners until I am done building 100% of my project out.. last  thing you want to do is answer to a bunch of homeowners :)  then they set up their committees and they make sure everyone keeps the property in good condition etc etc. 

I look forward to hearing the thoughts of the community. 

I'll keep the BP community updated on my findings as this comes along :)

Local community banks are going to tend to be the best.