New loan in best case scenario at 4.25 will cost me 1600$ + my $1800 (lost with Wells) = 3400$ at 4.5 rate Sticking with Wells right now means $7145 in fees and 3.875 rate but if I sell this place in 10 years or pay it off faster than these losses I am having now will change.

A temporary absence due to special circumstances, such as illness, education, business, military service, or vacation, won't change your main home."

A temporary absence due to special circumstances, such as illness, education, business, military service, or vacation, won't change your main home."

Im from the city and the neighborhoods change dramatically based on the block so just something to keep in mind.Talking with a RA is a great start in getting more concrete numbers on comps. 

Will traditional suburbia change?

Making Global Positive Change one deal at a time.Kimberly Brandon

If you are satisfied with the bank's answers (realizing things will change in the future) and the numbers work for you, then it is a go.

I'm starting to think I may need to change markets to the Tampa / St.

I don't think any changes will be made to rent control.

Even if the market conditions changed negatively but not drastically, the contractor is willing to absorb their share of the profits in order to protect the investor's share?