The predictions are not much better than the type made by sub-prime borrowers who figured that if the market keeps rising they could sell for a profit.Maybe it was just comedy and we both missed the joke.John Corey

what is the best approach for a newbie sub to, lease option or the traditional home or apartment borrowing?

I don't want it to effect my borrowing ability for my future primary, also in the 500k range.

.- Follow the Boomers---By and large, the over 60 crowd is the most affluent generation this country has every seen...The boomers need or will eventually come to need retirement communities, assisted living facilities, affordable housing and businesses to service their wealth

A higher risk borrower should pay more in interest, maybe more in fees and generally there would be a larger down payment expected.If the LLC and you were equal then just keep the property in your name.

It is on the MLS and this realtor has their assistant call the people after they come for feedback.

If you buy then there is the interest on the money you borrower (minus possible tax savings) plus all the maintenance costs.Long term owning a house looks to be profitable.

We borrow from commercial bank lender.

I assume no money down because you're paying that amount, whether you borrow 100% or use a downpayment.

I am now an assistant to a bulk REO buyer.