I like the Lowe overhead I have with these types of properties.

You can get a nice house with low vacancy for around $60,000 sometimes even lower. and those can rent out for $600 to $700 dollars.

I don't know tax costs or anything about the property or property management costs in your area etc so do not take these numbers to mean anything... but lets just say a 4-unit in a desirable area with $4400 monthly rent under one roof/structure/lawn, maybe it could be as low as 40%... $52,800 annual rent, $31,680 NOI.... 

Hard money lenders cannot lend me the money as the 65k x 2 properties is too low of value.   

After analyzing I came up with the numbers listed in the below report (repairs are on the low side as much not needed according to current tenant).

But for now sticking heavy towards wholesaling but I heard a BP podcast on notes and thought they seem to be low risk for cash flow.

So I would be able to skip the refi of my current home and move forward to getting pre approved for a new loan with a low down payment. 

This is made easier by the historically low interest rates we are enjoying now, where it is unlikely you will want to refinance that 30yr fixed any time soon (as you’ll likely pay a higher rate).

Low overhead and I will never out perform or underperform  the market.  

Some target lists to consider:Absentee Owners with Equity (be aware that in some areas this is getting over-mailed so you might want to mail exclusively to this group)Seniors with Long-Time Ownership (often ready to downsize or transition to assistance)Owners with Low Financial Stability Scores (combine with age, high equity and length of ownership to get extra layer of motivation)