The area curb appeal, rating of the nearby schools, and the existence of nearby public transportation and a nearby stop for it. 

Depending on the bank (local, regional, national) they may or may not have an existing agreement with a brokerage to list their REOs.

There is considerably more info needed...monthly payment (breakdown on PITI), interest rate, fixed or adj. rate, local or national lender, back payments due, loan seasoning, etc.

@Vincent Catanzaro here are a few good groups to check out on Facebook: Multifamily Investor Nation - Dan Handford10X Multifamily Investments - Krishan SinghThe Real Estate Syndication Show - Whitney SewelThink Multifamily

Toss in another $50 you have a highly visible SUPPORT DOG vest, available in small, medium, large and Xlarge.and just another $40 you will get registered in some National ESA Registry, with a certificate containing a holographic seal.How 'bout that?

@Kuron McGraw Newark has the highest delinquency rate on mortgages in the nation hovering around 36% last time I reviewed the numbers.  

Imagine a lot of the rules apply nationally for bank lending.

I'm a Spartan too (#GoWhite), graduated with my Masters in Management, Leadership, and Strategy a couple of years back with a 4.0 GPA, all while serving as an officer in the Air Force National Guard, serving as the treasurer on my local Board of Education, and leading/building engineering teams in my full-time job.

The last house I bought on the MLS was for 215k, and a week after I closed USAA wrote me a check for roughly 1k because I used an agent that they recommended.VA home loan - more of a trap than a benefit for investors:  I'm not sure how the only 100% down payment assistance program in the nation (currently) is a trap? 

Banks that operate within only CO have different lending options than national banks.