So to clarify the how, why and what of hard money loans, I have outlined a very simplified explanation of where we as a hard money (commercial real estate ) lender come in1.

I have many questions and all the advice here is amazing.

Think about what you think is a reasonable number and get back to me.two days later she says 50K due to all of her furniture now having mold damage.

There's a very good chance the issue(s) you face have already been discussed and answered.Ask questions in the appropriate forum.

I suggest you have a conversation with someone who understands and teaches creative financing before jumping in.

I expect to have about $10,000 in repairs on the high side.

I only have 7 months of data, but other hosts say Padsplit tries to at least keep everyone as close to 80% as possible. 

The Fed signaled that it will cut the rate by another half a percentage point this year and expects four more cuts in 2025 and two in 2026.”I don’t have a crystal ball here… but logic suggests as rates dip into the lower 6s, and then 5s, potentially into the upper 4s, buyer power will increase.

I have been struggling finding fair priced reliable contractors in my area.

Well since I spent the better part of 40 years in Bay area and 15 specifically in Napa Valley and the last 20 in Lake Oswego and have done a ton of business in Yamhill county and own property in mac and all over the foothills when I was logging.