Please give name of financial institution, details and the % will refinance up to based on appraisal for both SFR and Multi-residential properties.

For context I work in private institutional lending.I like to have an introductory phone call where we get to know the client, their experience and what type of properties they are looking for.

These markets which have thrived for hundreds of years are ignored by traditional investors and institutions that want to buy in LA & Miami but ignore that rental prices are at all time highs while income has not grown to match it which creates an unprecedented risk. 

I think you'll have difficulty getting an institutional loan on an unfinished building.

In the hypothetical case that some big institution did a bunch of mortgages with a bunch of "we'll cover some/all of your fees when you refinance!"

These folks are a multi-billion-dollar-AUM kind of player, real institutional level, so there is a bit more of a "wizard behind the curtain" aspect to it all.

If you worked with servicers on short sales, they are the same understaffed institutions.

It makes small investor like us feels good that just simple cashflow 2/1 BR and/or flipping duplex and/or househacking would just work.Maybe we're better money manager than all those institution player after all......maybe the 30 Year fixed rate mortgage , that's all what we need.7% residential interest rate seems like a bargain compare to those syndicator 5 year balloon loan.

If you have a stable bank flow record, you can usually get a loan from some small institutions.

The bank failure is direct consequence of Fed action to bankrupt financial institutions LOLit is similar to why they force everyone to get vaccinated LOL and some people got heart attack LoLthey would say it is for greater good LOl