They only pay out on certain things, there's a deductible to pay for every claim, they may deny your claim, you have to wait on them to send a vendor, and they will send a cheap vendor and try to cut corners. 

There can be many ways to cut the proverbial cake, so I highly recommend working with a financial advisor or insurance professional that has access to the leading companies and understand policy design. 

I feel confident with the turnkey provider, Spartan Invest, but I don't want to cut corners. 

I feel like I shouldn't have to chase him since he's the one with the problem, and I cut him his check, so as far as I'm concerned my due diligence is met and the ball is now in his court.Can he keep that check indefinitely if he doesn't cash it?

I didn't realize that by doing this I could cut my credibility with a banker though so that's great insight, thank you!

But more than likely given the original tenants history with late rent I don't think I would have cut them any deal and just ask them to leave or evicted them on late rent.Bottom line - If you KNOW someone new is moving in get them on the lease BEFORE they move in even a toothbrush!

If so, and there's not some sort of medical reason for your wife to not be working, I suggest you try to cut your spending where you can, and she gets a job of some sort.

After that the company began to grow..where selling lots of franchises but we are not charging a franchise fee and the construction contracting wasn’t cutting it.

I would have that cut down to 1 to 2 days... then close in 5 if you really want to buy the thing...

Sometimes you have to cut your losses.