There are so many dynamics like specific location, size, square footage, type of home, ARV, utility hooks and a dozen other things.  

I've found great demand for the product, but everyone backs out when I ask them to do the following.Fill out an applicantGo through the background/credit checkPay a security deposit or move in feeAm I going about this wrong?

Some of the upgrades you mentioned (specifically the smart tech stuff) only help for new home buyers (window shoppers).

In this case, it ultimately depends on the specific policies of the apartment complex or landlord.Some landlords may consider the overall average credit score of both applicants, while others may require each individual applicant to meet the minimum credit score requirement on their own.

Think of this for what it should be, flipping your "cash".Third, as your cash increases, take some (NOT ALL) of it and invest in cash flow,...the rest keep flipping, repeating steps 1 and 2,...and then 3 again, until you reach your financial goals.REI isn't a series of one time events, it's a system of continuous steps, all leading to a specific financial end result.

There are work arounds to save money but it's always property specific solutions. 

Pick one that is commenting on your specific situation and DM them.

Both parties were right–and wrong–simultaneously, and it required a lot of hand holding and collaboration.

If that person is an employee of one specific bank/lender, it's common for them not to have any idea which hits are "their" hits, and which come from Fannie Mae, since they only ever see the rate/fee schedule from the one place they work at, and they aren't typically labeled that way, it just says "2-4 unit cash out:" and lists the amount of the hit in basis points, without specifying from whence it came.

Non-person/biz-specific, covering a specific topic(s), that can have 20-50 share in for 30.45/60min?