Maybe you know something I don't.If I said "disaster" instead of "recipe for disaster" then current delinquency rates would hold some weight, but that's not the case. 

The weight of that payment every month was crushing. 

Oak Creek is growing rapidly and there's been a lot of development in the past 2 years (nice apartments, shopping centers, etc.).

Grew up in a little town called Eaton Rapids just south of Lansing.

I had to chuckle when I read your post because it reminded me of the statement all these financial advisors always give before they help: "Past performance is not an indicator of future success".Don't get me wrong, if you keep finding markets that appreciate as well as the ones you have been in so far and that keeps going, you will reach your TFP very soon with that model.I know you are aware that we are rapidly running towards a massive affordability trap.

While it's fun to track, I don't know really think this type of data should hold much weight and I don't think buying in hopes of catching appreciation is the best strategy for most people.  

But check Madison(Wisconsin), NoCal, Northern Nevada, parts of Michigan like Grand Rapids.

Columbus is rapidly appreciating and has good cashflow, Cleveland is more cashflow leaning but has a cheaper entry price.

Then weight the categories/aspirations.3. 

The sync is fairly rapid.