I have only one daughter that is getting to start her third year at The University of Arkansas and I miss seeing her around now because I spent so much time with her growing up.  

@Rong LiuI tend to think along lines of Buy and Hold, if the property is in a desirable area, if the property is in a growth area, and if it is generating income.If the property doesn't meet those 3 criteria, and is in a declining area, a high crime area, or an area with poor schools, then I would sell and take the money and invest it elsewhere.However, there a third alternative to holding or selling, sort of a middle ground. 

I'm working on my third one as @Jay Hinrichs said "pop top".   

I believe they could hire third party plan checkers if they have that, but if they are backed up too, then there's not much more you can do.

Some have agreements with third-party property management companies or contractors - meaning each party needs a slice of the pie.

Absolutely nobody wants to lend 95k and take third position on the house (I understand) and I can't borrow on the land because the bank is already set to lend with a max LTV ratio loan. 

@Thomas Rutkowskiand everyone else:Please remember that using a third party does NOT mean you do not need to do your own due diligence. 

I know there has been a lot of criticism about him too, but I'm sure he has helped tons of people including myself that had a shift in mindset some years back:“Robert Kiyosaki divided your financial life in four quarters: 25 to 35 years old (first quarter), 35 to 45 years old (second quarter), 45 to 55 years old (third quarter), and 55 – 65 years old (fourth quarter).

Just saw the video posted by @Brandon Turner about the new subforums and thought I'd kick things off here with something fun.So, my question: Have you ever done something fun or special to celebrate a closing? 

They are present in underwriting as that is what you underwrite your risk to, as well as through origination and onto active account prior to full repayment.Perhaps the real rub there now the capital at risk or the entity for whom the underwriting matters is you and not a third party but that doesn't change the reality of it being still the same.