Not the fastest or most economical method of learning, but certainly effective over time and there's no up-front expense.Then again, how much money can you afford to not spend?"

Since last summer (I believe) FHA now uses a 1% blanket method for student loan debt : 1% of your total balance (regardless of your monthly payment).

Rental income addbacks are:-Mortgage Interest-Hazard Insurance premium-Depreciation (typicall, straight line method)-One-time extraordinary expenses-HOA fees99% of lenders out there follow the traditional Fannie Mae/Freddie Mac framework and this is how the underwriters treat income.

Can someone shed some light on how the valuation method(s) are calculated and/or taken into consideration based on the current market value, cash flow, etc?

Unless there is some kind of approval from the PA Department of Revenue on the exact language/method you rely on, parties at the closing are taking a gamble.

My honest suggestion, is that you go look up a local real estate attorney as a lot of them deal regularly with investors and will be able to work through what method is best for you.

Our house rules already prohibit the growing of any "crops or plants for the purpose of consumption" and the use of hydroponic growing methods within the units of our buildings - I do not care if they are growing tomatoes, blueberries or cannabis ... it cannot occur inside.

BRRRing is a very good method, but it's especially effective for those starting out or those without access to a lot of funds.

In most cases, using software like Kent's or Listsource is for the more advanced investor who has exhausted these other methods.

I would guess anyone that is using this method to get around the restriction on the number of mortgages might know how to make this legally binding and not record it.PS...