Can you send me a message with your criteria and I'll keep you in mind.

Feel free to send me any specific questions you might have and I'd be glad to answer in detail the best I can.

I have had other investors ask me about this, so it's good that you brought it up.If we want to talk about jobs in Indiana (specifically Indianapolis), you might also want to reference this article from the Indy Star two days ago about why Indiana is a great tech hub: http://www.indystar.com/story/money/2016/09/09/what-makes-indiana-tech-hub/89962386/It doesn't offer a lot of numbers about specific job growth but it does highlight why businesses find the area so attractive. 

Always helpful to break up into paragraphs.For starters, Bank Oened is a term usually reserved for an REO property; one that has reverted to a lender after foreclosure has occurred.What you have is a pre-probate situation in risk of foreclosure.POA is only good as a proxy for passing title during the lifetime of record owner and most title companies want a POA for a specific property transaction. 

I am looking for a lender that has loans that work like hard money but longer terms (2+ years) and  the criteria for the loan would be mainly the asset and not my personal debt/income ratio.

This means that each owner is a shareholder and subleases their respective unit from the corporation (does not own their unit specifically).  

Specifically, a brother of mine is excited to help immediately (which is a huge help for me getting started) but I want to make sure the boundaries and responsibilities of each of us are clear.

It all depends on the specific asset.

If you are a flipper looking for your next project, or buy and hold investor, please message me so I can learn the specifics of your investing business.I am a licensed Broker based in Carlsbad, and serve the surrounding communities of Oceanside, Vista, San Marcos, Escondido and others. 

I found many are very area specific (they may only lend in one county of the state), but they also know the area very well and can make decisions quickly.The best advantage is that the rates are much lower than private or HML, and it's only one closing.