., pressure test rent assumptions, look at market absorption and new construction, evaluate capital stack etc.).

Realized it would probably be cheaper on a monthly basis to have a mortgage there rather than pay rent for another year.

Once it is rented the property will cash flow about $1600 a month which would be about 30% cash on cash return. 

Coliving is basically when you rent out individual rooms in a nice home. 

Is it a “bad” decision to put 20% down on this multiplex, likely have most of the mortgage covered by the rental income while continuing to pay rent at my current apartment? 

I have an apartment overseas that I rent.   

Since I can borrow money and get cash flow and beat inflation by buying properties, why would I buy treasuries?

I have seen one bad tenant crush an entire 4 unit building with bed bugs, non payment of rent, and drive good paying tenants out of the building.The location is the # 1 priority, after that asset condition is really important.  

She has one source of income and it doesn't even come close to covering the monthly rent, let alone the utilities or anything else (which are provided by the tenant).

If your goal is for active gains (w2 income and biz income) to be offset by the losses generated from your property, you need to do 100 hours material participation on the short term rental, and it must qualify as a short term rental by being rented out for 7 days or less.