I purchased luxury waterproof vinyl for my basement and just had a laminate wood lookalike installed on my second floor.

I also use a bonding primer on faux wood paneling to make sure paint won’t peel off as easily.

Last month we did a 5 unit in WV, Building value @ $419k, Full Replacement Cost, annual premium for about $2,100. 

A good reason why  stucco and wood frame construction in a winter climate can be a disaster. 

David's new book on BRRRR mentions the basic criteria for his deal analyses which might serve you well if you have limited time.I own/run a climbing gym, work construction 2 days/week, teach at a school 4hrs/wk, have 2 acres of heavily wooded land/farm to manage, a 3 yr old, and a 5 month old. 

One GC laughed at my price and said "We dont use as much wood as other GC's do so our prices are lower." 

If it is a masonry fireplace, then there are ways to "decommission" it so it cannot be used to burn wood.

Plaster, in my neck of the woods and target properties, is always plaster-on-lathe, usually wood, very occasionally metal.

This is a wood-fired fireplace not gas.

Information is so easy to access now and yet colleges sell information at a premium.