LLCs are commonly used for asset protection, helping to protect personal assets from property liabilities.

I challenge you to find and post a single reputable reference that does not show San Diego to have historically produced outstanding returns for a modest length hold.  

As an investor myself there are certainly areas I wouldn't personally buy.

The benefit on DSCR is that it will ignore your personal debt to income ratio for qualification, but you don't get the low down payment options of owner-occupied conventional or FHA.  

Yes, my advice would be to find the person in your market doing what you would like to do at a large scale, e.g. wholesaling, and figuring out how you can provide them value.

I have used some of his tips, but I have not used his paid services so I can't personally recommend him, but his advice so far seems practical. 

Hey Joseph, I 100% understand what you're going through.My wife and I used a HELOC, 401(k) loans, and even an additional personal loan to acquire rental properties in Detroit from 2019-2021 ultimately acquiring 12-doors.We paid cash, renovated when necessary but some were also turnkey, and refinanced out on the backend.

OR PERHAPS A REFERENCE TO A GREAT AN EFFECTICE MENTOR TO START WITH THAT I WON'T HAVE TO CHARGE AN ARM AND LEG.

There was a set price and he never bought it back.Yes, your local REIA is a likely place to find an interested person, but don't overlook BP.

He would probably be the first person to ask since he knows your personal situation better than anyone else here could.