@Kent Kettell Leverage in real estate lets you buy more property with less cash, amplifying returns if values rise and offering tax benefits like mortgage interest deductions.

If they are NOT going to, then ... find one that you like but that doesn't charge a ton for maintenance/upkeep!

I have a 3 or 4 bedroom that I would like to rent/lease to an Adult Group Home or Residential Assisted Living .

They were bidding amounts like it was nothing.

Are there any specific neighborhoods in those areas that you like?  

Not only do you risk Dodd-Frank attaching, but this could very easily be considered a consumer finance transaction (like a personal loan) - so TILA/RESPA/Reg Z as well as whatever state regulations will attach.

It would be an investment property, depending on the property I would like in it or stay in the investment property I’m currently in. 

If your talking about a multi unit it that you live in one unit then having savings is likely your best bet.

That's right—we haven't seen rates like this in over a YEAR.And here’s more great news for buyers...the market has more properties available than this time last year, leading to a slight drop in median prices.Now is the time to make moves.

Seems like many lenders don't even do them.