Columbus may offer lower purchase prices, but as you mentioned, oversaturation from investors could affect rental rates and appreciation in the long term.Considering your interest in Philadelphia's vibe and your desire for a potentially better investment environment, it seems like Philadelphia aligns well with your preferences and investment goals. 

You will also need to find the right seller that is not in rush to sell the property and is willing to work with you on how long you can be in contract as this type of loan can have unexpected delays with so many other moving parts.

A $25 increase is a bit more than nuisance but as long as it's in line with the market, you should get them to accept.

never-mind that 5 miles down the road a similar property is $15K.

The ducts/vents of the house were cleaned not to long ago and the tenant wont let the PM have more testing done or mitigation. 

Personally, I'd recommend multiple properties, but that all depends on your long term goals.

Could do this all day long. 

The current long drawn out detailed and tedious process causes tenants to delay until the point of no return.

I invested in a syndication in April of 2022 that was projected to give me an 18 percent return for 4 years after which I would be refinanced out on a waterfall and left with 5 percent of the deal post the waterfall as long as the deal is owned by the GP.

You can use this to respond to the neighbor.2) Find out how long that neighbor has owned their house.