Typically 30Y fixed, refi into an LLC, low doc loans that don't report on your credit. 

Too low and I pass.  

Nevada is landlord friendly, low property taxes, and close to CA.

An option may be to roll active 401k funds to an IRA and look at using a self directed IRA to buy the property.

Especially on a low-cost house like that...not much room for a $10k error, right?

I was planning on funding the 25% down payment on the single-family rental purchase with a HELOC from my primary residence.

@Shafi Noss Thank you...I've looked into Gap funding as a last resort...lol

If it happens the soil is contaminated, the State of Oklahoma fund will pay for the cleanup for soil clearance.

Hi Molly,Since, you are merely using one loan to pay off another, it doesn't seem like an efficient use of capital (especially if the loan you are paying for the primary has low rates).

I know this is because I have been focused on the DTC/SF traditional mortgage options or funding with buying an existing structure, but I can't see a clear path to financing a 2-fam new construction that's owner occupied (allowed by right per zoning).