If you decide to sell the hotdogs at the game for $1.50 cents more and pocket the extra .50, you have broken your implied fiduciary responsibilities.

Go ahead and take 2 minutes to read the full bill for yourself. http://www.gencourt.state.nh.us/legislation/2020/HB1391.htmlAs a dog owner, pet lover, and a landlord who allows and welcomes pets, I am the last person to oppose something like this and yet I have serious concerns about this bill. 

It's a numbers game, but the lead flow can be overwhelming (and garbage) if you know how to do FB ads.

Fixeds would have me paying until that crash happens but HELOCs let me only pay when I use the money which I think is a better fit for my 'waiting game'.Of course, I agonize that maybe I'm just losing time by not investing aggressively right now with all the money I could possibly get but, for now, I'm trying to be more conservative (as opposed to the last five years of aggressive investing).

You can do this multiple times before the game is up, and it is a great way to pick up multiple properties quickly. 

But 50% of a watermelon is better than 100% of a grape as Mark Cuban would like to say.Here's the financial snapshot:~$650,000 worth of property~$520,000 worth of debt service~$130,000 worth of equity ($43,300 each)~$1,300 cash flow (after PITI)$0 out of pocketInfinity ROIInfinity knowledge$5,000 set aside for future repairs (money from bank refinance)Lessons Learned:-Plumbing is one of our largest expenses-Check all the electric, worth the peace of mind-Granite is worth the extra cost even on <$100k homes (better ARV, tenant proof and better tenant)-Section 8 isn't so scary if you've got a good tenant-Having a truck is a game-changer!

I’m a newbie in the RE investing game and have struck up a partnership with a talented investor in my area.

They have little skin in the game and usually have employment and other difficulties.

One months rent is a drop in the bucket compared to potential damage, problem renters usually just skip last months rent anyways (depleting that fund) and when the tenant has no real skin the game, they tend to not care much about damage.

This is my plan also but I am realistic enough to know that the rules of the game can change and that you need to be prepared for the changes.