Tell them you will pay them cash for a quick close.When you do all that, then contact a local RE Agent to give you a list of all the houses in that neighborhood that have sold in the last 5 years with all cash.

They have been my lender on three investment properties that I have purchase over the last two months.

I most definitely will keep saving, from what the news is saying, the Auckland market is slowly cooling down, however the prices are still rising, but no where near as quickly as it has been over the last 2 or so years.

Underwriting is typically in a far off place, and I hear over and over from realtors, that the bank drops the ball at the last minute.

I've spent the last year or so learning, so i'm just searching for deals at this point.Best of luck.

I help investors find multifamily homes here in Atlanta and last month closed a deal with one investor for a quadraplex.

I'll admit that i have done a comprehensive amount of reading, have listened to all the BiggerPocket podcasts, read all of @Brandon Turner's books (thank you Brandon you rock), and listen to an average of one audio books per week in relation to business or real estate for the last 3 months.

My bank really screwed me at last second making me come out of pocket.

The rental market has been super hot here the last two years.  

(Which I will do my best to make sure that there's nothing or if so its minimal) Lastly, once I get a contract with the seller don't I have to open escrow ?