Nicholas Norris
Quickest way to save for a good downpayment!
1 July 2018 | 15 replies
Get rid of all credit cards, you should not be accumulating any debts.
Christopher Heras
Hi I have a question
30 May 2018 | 7 replies
You are already in over your head and it's better to cut losses than to let it sink you and your credit.
Ethan S.
How do VA loans work with investment properties?
18 May 2018 | 8 replies
Depends on if you've used your VA benefit in the past, your reserve situation, credit and if you don't plan to use the VA loan in the near future to purchase a home, it could make sense.FYI- There are non- VA 95% LTV loan programs without PMI
Eric Wilkins
I need an option list for funding ideas??
13 May 2018 | 0 replies
Go to a LOCAL bank and Get a line of credit on the equity of my current home > take that line of credit to a mortgage lender and purchase the house > wait six months, get a line of credit on the property I just purchased to pay back the line of credit on my home.
Nicholas Zornek
House Hacking and Conventional Financing
14 May 2018 | 3 replies
@Nickolas Zornek if you have good credit I would check out HomePossible or HomeReady programs before deciding on FHA
Joseph Aghia
Question on finding new Tenants
18 May 2018 | 8 replies
I'd focus more on the kitchen if either that or the bathroom.If you've never screened before, you can use a background and credit check platform through your local LL association or any number of online sites like cozy or smart move.A realtor/PM will most likely charge 1 month's rent to place.
Jeremiah Prophet
First deal, partnership
16 May 2018 | 1 reply
The property is in MD, we both have LLC's, his is in MD, mine is registered in VA Here's what I do in this case:I use 3 partners:1 - Cash Partner2 - Managing Partner3 - Credit PartnerIf there is no loan, then the Credit Partner's "%" is split between the other two partners.If one of the other two partners gets the loan, that partner would get all of the Credit Partner's "%".If you start out with no loan, and refi down the road, and the refi isn't done by one of the two original Partners (cash or Managing), then what would have been the Credit Partner's "%" that would have been split between the original partners, is removed from the original Partners and given to the New Credit Partner.
Theresa Allison
No doc cash out refi's still available?
17 May 2018 | 1 reply
There are plenty of loans out there that don't require income but they'll likely still need to check your credit, bank statements, tax returns, etc. to qualify you.
Skyler Harris
Is foundation issue as intimidating as I’m assuming?
17 May 2018 | 16 replies
could you set it up as an escrow item(credit from seller) and use a written estimate for the after close repair escrow?