After a few months of checking in with both my loan processor & loan advisor, we finally got the clear to close.

I've been building on my knowledge for the past two years and finally have a plan to buy a home in February 2022.

One lender finally sent me to a company that was very creative.

Hey everyone, Glad to finally be a part of the BP community!

The son came through, trashed the place and took what he wanted---finally 3 weeks after he should have. 

I think it would be very wise for you, since this is your first deal, to get some serious training before you make a final commitment to this property.

Now we are finally to the point that we HAVE to do something about it.

-Interest Rate Adjustment: The interest rate payable on this Note will be subject to adjustment from time to time in the event "lender" deems it necessary or prudent.The above terms are not all inclusive and any final commitment and documentation would include other such conditions that are customary for similar transactions.

Matt nailed it.

And finally while we hear about flashy deals, most folks make money years down the line - once rent has caught up with the mortgage payment and appreciation is where its at (at least where I am) it is a get rich slow game :) RE is the single best way for average people to build wealth.