A couple years ago our government went through a furlough and that's when I realized I could afford to retire and move home.

Borrower's WaiverThe Borrower waives presentment for payment, notice of non-payment, off-set, protest and notice of protest and agrees to remain fully bound until this Note is paid in full.Lender's IndulgenceNo relaxation, indulgence, waiver, release or concession of any terms of this Note by the Lender on one occasion shall be binding unless in writing and if granted shall not be applicable to any other or future occasion.Binding EffectThe terms of this Note shall be binding upon the Borrower's successors and shall accrue to the benefit and be enforceable by the Lender and his/her successors, legal representatives and assigns.JurisdictionThis Note shall be construed, interpreted and governed in accordance with the laws of the City of Makati and should any provision of this Note be judged by an appropriate court of law as invalid, it shall not affect any of the remaining provisions whatsoever.GeneralWhere appropriate words signifying one gender shall include the others and words signifying the singular shall include the plural and vice versa.Paragraph headings are for convenience of reference only and are not intended to have any effect in the interpretation or determining of rights or obligations under this Note.Signed at ______________________ on this ________day of ________________________20____. (1) Borrowers Name ___________________________________(1) Borrower's Signature ________________________________ (2) Co-Maker’s Name __________________________________(2) Co-Maker’s Signature _______________________________ Signed in the presence of:(1) Lender’s Name _____________________________________ (1) Lender’s Signature __________________________________

Govern yourself accordingly.

@Dustin Costataking over payments mean subject to the existing financing or sub2Look at the following issuesWhat kind of loan is it, government or conventional, fixed or ARMWhat is the payment PITI per monthWhen did they take out the loan, and has it been refinancedMy close with the seller on the sub two is this:"If you'd agree to leave the loan in your name for a period time I would pay principal and interest to the bank, insurance, taxes, and all maintenance for 3 to 5 years.

Things to think about: Liability - no background/credit checks --- long term tenant annoyance --- City of Fort Collins, Colorado - Government is currently talking about STR's and how they are going to handle them.

EST Information received since the Federal Open Market Committee met in November indicates that the labor market has continued to strengthen and that economic activity has been expanding at a moderate pace since mid-year.

The Fortune 500 base that used to be here is decreasing at a strong base.There was even an announcement this week that Coleman is moving their corporate headquarters from Jefferson County to Chicago.Aside from BP (British Petroleum not Bigger Pockets) announcing they're moving their Americas operation to Denver, I haven't heard of ANY positive news affecting jobs at all.On Fridays, I stop at Home Depot (either on Belleview and Federal or on Santa Fe and I-25) to buy supplies for work I'm doing on weekends. 

That area plus others like Tobin Hill, Government Hill, Dignowity Hill, etc, are going to be places where young professionals are going to want to live.  

This is something that I believe the government has to help in.  

Also you would receive the 30% federal tax incentative and any available local incentatives.