I could always use an extra had in the shop and I am eager to learn REI. 

My question is should I treat my 30 yr mortgage like a 15 and try to pay off the house as soon as possible or should I relax & pay my normal mortgage save that extra cash and still refinance 5 years later?

However, if it is between waiting for good work or paying right now for garbage work that won't last, wait the extra two months, especially on your own house hack or something like that where you can manage the inconvenience. 

With a cash out refinance, the extra equity built up in a property either through renovation or through rise of prices in the property market, is taken out by obtaining a new larger mortgage.

It’s just an extra layer of defenseMost people get tripped up on the LLC regarding maintaining/preserving its corporate veil which is really the whole point of the entity.

While he was looking at our shell he was already talking about putting the animal portion of the business on the opposite side of the property, so furthest from my space, and double insulating the walls, extra ventilation etc....he seems like the noise/smell is something he wants to try and eliminate as his first space didnt do that as well. 

In other words, is it a good idea to rent out the extra rooms in my house in order to help pay off my mortgage or is it better to invest in a duplex, triplex, etc.?

I’ve always assume the 70% was a safety margin, appraiser having a different opinion, being able to pull out some extra cash to have a profit, whatever...

So, now the 3 family pays both mortgages with some extra cash flow.

And am *likely comfortable waiting another year to buy so I can build up a down payment (and) extra savings.