@Danual BerkleyI’m exploring my second property and getting funded through a hard money lender whom I’ve built a relationship with over the past few years through other means outside real estate.

If it's EASY to add an additional 4th unit in the attic, absolutely explore it -- but if you are going to need to do a lot of work on stairs and access, I would avoid it.

If you just want to put your cash to work you could become a private lender to reputable experienced flippers in your area.

If you are going to get a buyer for this "deal" it is your butt on the line, your reputation and credibility.

If that is a strategy you want to explore, I would love to connect. 

HI Ryan, NYC Real Estate is heavily reliant on trust and reputation.

@Mike PerezMetro Detroit (my rental portfolio is here)Purchase: $80k-$130kRent: $1200-$1500ROI: 10-14%Cash flow: $250-$350/doorAppreciation: Double digit (for past 10 years, will gladly send data)Location: C+, B- (suburbs and certain markets)We have over a dozen Fortune 500 companies just in Metro Detroit with huge Healthcare, Auto, mortgage, Amazon fulfillment, and more jobs.The bad reputation comes from OOS investors wanting $20k D market properties.

I haven’t explored the platforms mentioned above, but I’d guess that most are built atop Stripe or something similar.

My friends and I could use it year round for Skiing as well as mountain biking/hiking/nature exploration.

I’d be glad to connect you with some property managers and lenders to talk with if you would like to explore those options and gather more information.